The property you are considering is a bank-owned foreclosure also known as an REO. There are several differences between REO transactions and transactions involvingregular residential real estate. These offer instructions are designed to inform you ofwhat to expect throughout the transaction.* This property is a foreclosure or bank owned property. There is no property disclosure.* [...]

Buying Bank Owned Properties (REO)by Walt HarveyWalt and Aria Harvey are Realtors in Honolulu, Hawaii,So you’d hke to buy a bank owned property?You’ve watched the late-night infomercials and you’re ready to do the bank “a favor”and take a problem off their hands. Plus, you expect to make “a killing” in the process.Sounds great and it [...]

What is a short sale?A short sale is a transaction in which the lender, or lenders, agree to accept less than the mortgage amount owed by the current homeowner. In some cases, the difference is forgiven by the lender, and in others the homeowner must make arrangements with the lender to settle the remainder of [...]

Following is a list of myths about energy and energy savings. Sometimes the basic premise is correct, but the energy savings are much smaller than people realize. In other cases the myth is based on factors that were once true but have been subsequently resolved through better design or manufacturing of products.Energy efficiency and energy [...]